The MiGoals product suite includes the following transactional accounts: MiGoals Account. Absa preferential rates. SLOW Lounges. 2 visits/year. Directions. At the time of this January 2023 update, the rates published on the Bidvest web site were R260 per person for two hours. Featuring an array of amenities designed for work or relaxation, this lounge. Peak times are applicable to SLOW Domestic Lounges only: Mon - Fri: 15h00 - 17h30 · Sundays: 15h00 - 17h30. 13K views, 633 likes, 21 comments, 0 shares, Facebook Reels from Naledi Mogadime: One of the benefits of being with Nedbank Private Clients is that you have access to all Bidvest Lounges at local. 1 Access to the Bidvest Premier Lounges is dependent on you meeting the below qualifying conditions as determined by Nedbank Group Limited / American Express: • Your card account must be in good standing, which means the account must be active andEnjoy unlimited access to Bidvest Premier airport lounges when departing from South Africa. G1. Enhance your growth potential with a diversified international portfolio. • Receive up to 12 complimentary visits* to local Bidvest airport lounges a year. When space is available, this lounge accepts guests at the door. Worst Airport. 1 Access to the Bidvest Premier Lounges is dependent on you meeting the below qualifying conditions as determined by Nedbank Group Limited / American Express: • Your card account must be in good standing, which means the account must be active andNedbank Private Wealth banking clients enjoy a wide range of world-class travel, insurance and lifestyle benefits, with unparalleled support, services and the convenience of one card for all your spending. . Digital wallet terms and conditions. Business owners looking for a line of credit with flexible repayment options. 75 percent. Lounge passes can be purchased by any traveller regardless of airline or class of service. Bidvest Lounges. Internal tools. me Student Account with an active debit card. Nedbank Ltd Reg. The club offers light snacks, muffins, fruit salad, toast, and sandwiches. Airside – Mezzanine Level. you will be subject to the terms and conditions of the Bidvest Premier lounge, which Nedbank is not responsible for. Bidvest Premier Lounge, Port Elizabeth Where is it? The Bidvest Premier Lounge is the only lounge at the airport, located airside after security control in the transit hall for domestic passengers. Please be advised that the Cape Town International Premier Lounge is still closed. See details. (Simply present your Visa Infinite card at local Bidvest lounges or international. Lounge Passes. Rewards and benefits available with the Nedbank Private Wealth Bundle or Pay-as-you-use Account (credit and cheque card accounts) Free airport lounge access. Bronze. (These quoted rates were applicable on February 1, 2016. Perks: In addition to day-to-day transactional banking, the bank offers a complimentary rewards programme (Investec Rewards), travel benefits such as unlimited local (Bidvest) and international (LoungeKey) airport lounge access including travel insurance, and a digital investment platform. Directions. Bidvest Lounges within the border of South Africa Amex Corporate Green 15% discounted rate 15% discounted rate Pay In Lounge: Cardholder. Bidvest Lounges within the border of South Africa Amex Corporate Green 15% discounted rate 15% discounted rate Pay In Lounge: Cardholder. The Nedbank small business credit card may have many benefits, however, it also charges fees on certain services and transactions. Travel perks . Tambo International Airport Domestic Terminal. 3. 00. Download the revamped app to help you find and access lounges, navigate airports, manage your account and much more. Bidvest Premier Lounge access terms and conditions . There may be limited services as a result of the difficulties in transporting catering products. me Student Account with an active debit card. Make and receive payments using a comprehensive range of convenient banking channels. Shop - Banks, Forex & Financial - Bidvest Bank Rennies Foreign Exchange - Bayside Mall Gauteng - Johannesburg Alberton City Tel: Located outside of the branch and is available 24 hours a day. Clearscore promotion. 00 (valid for two (2) hours prior to your Scheduled Flight Departure Time)SAA’s Arrivals Lounge at OR Tambo International Airport is the perfect place to wait for a connecting flight or freshen up before you leave the airport. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 120 countries and counting. Free. Nedbank ID terms and conditions. DEAR. When space is available, this lounge accepts guests at the door. Nedbank IMC Agenda 2023. 2 WITH NEDBANK CARDS YOU CAN ENJOY THESE GREAT BENEFITS Nedbank and Greenbacks credit cards • Earn unlimited Greenbacks twice as fast with the Nedbank Greenbacks American Express® Credit Card when you join Nedbank Greenbacks. 24/7. 10 free visits to international LoungeKey lounges. Terms. Free unlimited local and international airport lounge access for you and one guest through LoungeKey. The following are preferential rates at which customers will be billed for all access that falls outside of their annual benefit allocation. Book your cash visit online, and get up to 15% off the standard walk-in rate. 4 The fine print • If you have spent less than the required amount, you will be charged a fee for entry into the Lounge in accordance to the Bidvest Premier Lounges pricing guide. Public walk-in rate: Cape Town International Lounge – R569. Please note that the card must be swiped at the cardBidvest Premier Lounge: Located after you clear security, this is open from 5am until 9pm each day and provides showers, beverages, food, telephones, televisions, copiers and printers, and more. Lounge Passes. za. Lounge location: Airside, - after Immigration turn left and walk towards Gates A7-A18. • If you have spent less than the required amount, you will be charged a fee for entry into the Lounge in accordance to the Bidvest Premier Lounges pricing guide. One account with 0,75% interest on positive balances. Lounge Access & Rates Pay at the door. Get access to Penny Power financial education content. The Qatar Airways Al Mourjan Business Lounge is a one-of-a-kind experience, boasting the amenities and appearance of a five-star hotel. We're a distinctive wealth and investment management firm actively building enduring value for our clientsCall our Nedbank Contact Centre tollfree on 0800 555 111 (24/7). Contact: Premium Domestic terminal lounge: +27 (0)21 936 3014 or Premium International terminal lounge. You can search for produce, aids, articles, how-to guides, policies etc. Unlimited access to Bidvest Premier airport lounges plus four lounge visits for your children per calendar year. Businesses with a minimum annual turnover of R150,000. Enjoy Bidvest Premier Club domestic airport lounges, great restaurant and travel. If the card is not present, you will be denied access to the Bidvest Premier. Lounge Access & Rates Pay at the door. Get 10 international airport lounges, plus one guest per visit with Visa Signature. Below you will find helpful information such as: lounge location, hours, services, and lounge access for economy class travellers. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 120 countries and counting. Should you need to get some work done or simply relax and have. be comfortable,no matter whichairline you fly. It doesn’t matter what airline you’re flying, or what class ticket you’ve got, you’re welcome to use the Bidvest Premier Lounge. Monday to Friday. It is a niche bank specialising in foreign exchange and providing retail banking, vehicle. RT @NalediMogadime: Happy new year 💚 One of the benefits of being with Nedbank Private Clients is that you have access to all Bidvest Lounges at local airports when traveling. Please note that the card must be swiped at the card Please be advised that the Cape Town International Premier Lounge is still closed. We visited two lounges at OR Tambo International Airport. Lounge location: Located airside after security checks. MiGoals Premium Account. Quickly locate regional offices, business service centres and fleets service centres. With Card Swiper, you earn Greenbacks whenever you use your cheque or credit card to pay in-store or online, and you get 25c back per litre of fuel at BP. Reviews about Bidvest Premier Lounge - OR Tambo Domestic Departures, Gauteng, phone numbers, addresses, hours. Bidvest Lounges within the border of South Africa Amex Corporate Green 15% discounted rate 15% discounted rate Pay In Lounge: Cardholder. Lounge Access & Rates Pay at the door. You will need a minimum deposit of R1,000,000 and be over the age of 55. 91% for the 60-month fixed deposit. Capitec, FNB Bank, NEDBANK ATMs – Central Terminal Building Landside Hours: Monday-Sunday Open 24 Hrs. Bidvest Bank and RMB in South Africa do not offer credit cards to individualsBidvest Lounges within the border of South Africa Amex Corporate Green 15% discounted rate 15% discounted rate Pay In Lounge: Cardholder. By continuing to browse, you agree to our use of cookiesValue-added services. 5 million per year to open the account. Featuring an array of amenities designed for work or relaxation, this lounge offers complimentary Wi-Fi, great views of the runway and mountains, and an open buffet of premium food and alcoholic beverages. Bloemfontein Airport now boasts a new Bidvest Premier Lounge in the domestic departures terminal. Acknowledge of Acceptance Main Bank Campaign Terms and Conditions for the R200 Offer. Within South Africa you have to use your PW Credit Card (not sure if PC works) to access the International Bidvest. Enjoy contactless payment options – tap to pay. SAA invites travellers to enjoy a seamless and relaxed experience in our world-class lounges. American Express Merchant Agreement. Nedbank Ltd Reg. • Nedbank reserves the right to change these terms and conditions at its discretion. Bidvest Premier Premium Lounge. docx 1. Nedbank Namibia Platinum Credit Card 8 Domestic None 2 Restrictions 2. Get automatic medical emergency insurance for international flights with your credit card. They can give you financial advice, resolve queries and manage your credit applications. The MiGoals product suite includes the following transactional accounts: MiGoals Account. Switch to Nedbank, hassle-free . Up to 50% off on your spouse's monthly banking fees. The number is 087 357 0030. Link your debit card to your Business Bank Account to pay for daily purchases and for access to VISA’s global ATMs and point of sale network. You need to know the number of times you can access a lounge. • Once you have been admitted into the Bidvest Lounges, you will be subject to the terms and conditions of the Bidvest Premier Lounge, which Nedbank is not responsible for. You can search for products, services, objects, how-to guides, policies etc. Savvy Bundle = MiGoals Premium Account. Do note that we are trying our best to provide a full service. The 2 different types of King Shaka Airport lounges can be classified as. Complimentary Lounge Access. Enjoy unlimited access to domestic and International airport lounges See terms and conditions Rates and fees R490 monthly service fee. Lounge in accordance to the Bidvest Premier Lounges pricing guide. Call our Client Complaints Helpline on 0860 444 000 or +27 11. At Nedbank Private Wealth we are dedicated to working with you to understand your needs as a successful and highly accomplished individual. ). 9. When space is available, this lounge accepts guests at the door. Head towards the south end of the duty free shopping area, use the escalator up to the mezzanine level. The CPT International Sky Lounge at Cape Town airport’s international terminal is the de facto go-to club for most passengers departing the Mother City. 7 Transaction Fee amount Manual transfers and payments Manual payment fees (Nedbank to Nedbank accounts) R165At Nedbank Private Wealth we are dedicated to working with you to understand your needs as a successful and highly accomplished individual. Manage your account with the Money app, Online Banking or at Nedbank ATMs. Enjoy unlimited access to Bidvest Premier airport lounges when departing from South Africa. Escape from the crowded departure terminal and enjoy a delightful stay at the Bidvest Premier Lounge. SAA & Bidvest Premier Lounge (South Africa. Children are allowed. Choose between a fixed monthly fee or a pay-as-you-use option that gives you access to a relationship banker, tailored financing and investment options. 5 of 5 on Tripadvisor and ranked #23 of 144 restaurants in Kempton Park. Lounge passes can be purchased by any traveller regardless of airline or class of service. There may be limited services as a result of the difficulties in transporting catering products. Terms and conditions apply. • The card linked to the qualifying account must be presented to gain access into the Bidvest Lounge. Lounge Access & Rates Pay at the door. Sleep 'n Fly Sleep Lounge (yawn Bunk Cabin Off Peak 08:00-21:59)-3 Hr Stay. Nedbank; RMB; Mercantile Bank; Standard Bank; Stanbic Bank; Dragon Pass; To qualify for Bidvest Lounge access at OR Tambo, you may need to be signed up for a specific credit card or. The Nedbank small business credit card may have many benefits, however, it also charges fees on certain services and transactions. SLOW Lounges create a valuable and enjoyable "moment in time" between checking in and boarding, where the stress of traveling can be forgotten. One account with 0,75% interest on positive balances. Enjoy a spa treatment during your stopover. Lounge passes can be purchased by any traveller regardless of airline or class of service. Absa preferential rates. Please be advised that the Cape Town International Premier Lounge is still closed. Opening Hours: Opening Hours: 06:00 - 22:00 daily. Airside - after Security, turn right & proceed straight to the end of the Duty Free Area. This account includes a dedicated private banker assigned. Digital wallet terms and conditions. 4. Nedbank to other banks. With Nedbank's Visa Signature you can experience the luxurious way of travelling. 06:00 to 16:30. Bidvest Bank, (BVBL), is a business bank in the Republic of South Africa. 00 spend per month. 61 Cardholder International: R305. Great rewards and benefits too. I have tried googling with no successful result. Bidvest Lounges. 0 0. . l Cell phone top-up (airtime or data) at a Nedbank ATM l Unlimited domestic airport lounge visits at Bidvest lounges l Monthly statements1. Enjoy unlimited access to Bidvest Premier airport lounges when departing from South Africa. Contact our dedicated helpdesk 24/7 on 0800 55 22 22 or privateclients@nedbank. One facility (min R10,000) up to 40 days interest-free credit. Over 500 service providers signed up to accept Bill Payments. The peaceful and comfortable ORT Sky Lounge at Johannesburg’s O. Bidvest Catering Services 2,219 followers 5d Today is World Pancreatic Cancer Day, a day to raise awareness and support for one of the deadliest cancers in the world. Terms and conditions apply. 14. When space is available, this lounge accepts guests at the door. See terms and site. When space is available, this lounge accepts guests at the door. Note: The ORT Sky Lounge was formerly known as the Bidvest Premier Lounge. £55. Please refer to the applicable senior schedules of benefits on pages 25 to 31 for detailed information on the benefits and benefit limits offered. When space is available, this. At the time of this January 2023 update, the rates published on the Bidvest web site were R260 per person for two hours. 61 Cardholder. you will be subject to the terms and conditions of the Bidvest Premier lounge, which Nedbank is not responsible for. At the time of this January 2023 update, the rates published on the Bidvest web site were R260 per person for two hours. The following are preferential rates at which customers will be billed for all access that falls outside of their annual benefit allocation. Pancreatic cancer has a five. The best interest rate you can get at Bidvest is 9. eBucks reward Level 5. These accounts will replace the following transactional accounts: Nedbank Pay-as-use Account (PAYU) = MiGoals Account. Better money choices can make your debt cost less. You can search for produce, services, articles, how-to guides, policies others. Bidvest Lounges within the border of South Africa Amex Corporate Green 15% discounted rate 15% discounted rate Pay In Lounge: Cardholder Domestic: R182. Nedbank Platinum Credit Cards-y Enjo discounted travel offers exclusive to Nedbank cardholders. Purchase protection and extended warranties apply to your purchases. Local airport lounge access. R300 per person. Nedbank Ltd Reg. Location: International Terminal A, Airside. The Bidvest Lounges are run by Bidvest Bank, which has over 100 branches nationwide and is a niche bank servicing individuals and businesses. There may be limited services as a result of the difficulties in transporting catering products. This is a crucial step that will guarantee you access if done on time. Access to Bidvest Premier airport lounges for domestic flights (terms and conditions apply) No Up to R1 000 000 No No Yes R30 Classic No CLASSIC CHEQUE 5412 5412 GOLD CHEQUE CHEQUE 5181 DO LIFE DIFFERENTLY ON AVO BEST DEALS ON EVERYTHING!Public walk-in rate: Domestic Lounge – R283. Vacations can be booked using Membership Rewards points. The Cape Town International Airport offers the Premier Lounge which offers access to any passenger, regardless of the ticket class or airline. You will need a minimum deposit of R1,000,000 and be over the age of 55. If you're a credit card or bank holder with lounge access you. These fees also go towards keeping your money safe and your account running smoothly. Free Greenbacks membership. There may be limited services as a result of the difficulties in transporting catering products. 30pm, this lounge costs about 285 ZAR (about $19) and provides drinks, televisions, printers, telephones, and food and drinks. Get an account for your child and contact your banker to enable lounge access. 5 of 5 on Tripadvisor and ranked #23 of 144 restaurants in Kempton Park. PROFESSIONAL BANKING Benefits Your child must have an active Nedbank 4me, Dezign Student or Unlocked. Do note that we are trying our best to provide a full service. 1. Nedbank's Treasury Desk is available to you for investments over R10 million. Free. Savvy Bundle = MiGoals Premium Account. Turn left past Jo Coffee and go up the escalator. A versatile complimentary snack menu and beverages is offered complimenting the comfort in all Bidvest Lounges. Lounge access is granted 2 hours before a domestic flight's departure and 4 hours for an international flight. Our Businesses. This is important to avert inconveniences when traveling. You can trust that our team of experts is readily available to: Unpack your financial objectives. * Nominal interest rate – the annualised interest rate that you will earn, calculated on the daily balance of your investment if interest is paid out monthly. AIRPORT LOUNGES Free access to local domestic Bidvest lounges for the cardholder only. Free access for up to four children under the age of 12 years. Airside –after security checks proceed straight take the escalator on your left just before the Out of Africa shop to the next level, the lounge will be. Startup, small-medium sized businesses or sole proprietors. Purchase protection and extended warranties apply to your purchases. Product Access to Bidvest Lounges within the border of South Africa: Qualifying Spend*Access to all Bidvest Premier lounges (domestic and international departures lounges) Unlimited complimentary access* per Investec Visa Business card holder. The Lounge is also accessible to pax departing on an international. Lounge access is complimentary or discounted for you and your guest depending on your class of travel and your Emirates Skywards membership. Find all Nedbank terms and conditions relating to our banking products, services, special offers and more on this page. you will be subject to the terms and conditions of the Bidvest Premier lounge, which Nedbank is not responsible for. Accessible to our premium travellers, it provides a sanctuary while you wait for onward. Pass the Air France Lounge and take the escalator to where the lounge is located on the left hand side. Nedbank ID single sign-on gives you full digital access to Nedbank’s banking and lifestyle products and services on the Money app or Online Banking. Please note that the card must be swiped at the card Bidvest Sky Lounge: Open from 4. 5 million per year to open the account. Redeem your Greenbacks easily or withdraw them as cash at any ATM. These benefits of the Nedbank Platinum Credit Card are detailed below: Travel benefits on the Nedbank Platinum Credit card Travel insurance of up to R3 million if a credit card holder purchases air tickets with the credit card. You can also enjoy paid access to our lounges in Dubai and. Acknowledge of Acceptance Main Bank Campaign Terms and Conditions for the R200 Offer. 3. Do note that we are trying our best to provide a full service. Being open only to certain passengers of that lounges particular airline which are the. l Nedbank Greenbacks SHOP Card l Free travel insurance l Cash withdrawls at a retailer without a purchase at the retailer. 15 percent to 23. Receive unlimited access to any local Bidvest Premier Lounge. Directions. 2. by Zaahid Nanabhay. l Point of Sale withdrawals l Nedbank Greenbacks SHOP card l Unlimited domestic lounge visits at Bidvest Lounges. A similar allowance is available across. SAA Voyager Gold Credit Card by Nedbank . Escape from the crowded departure terminal and enjoy a delightful stay at the Bidvest Premier Lounge. Share. lounge access and will need to pay the standard walk-in rate charged by the lounge, subject to any lounge-specific terms that may apply. Three ways to repay: 1) min 5%monthly repayments. such as access to Bidvest airport lounges with Absa’s Platinum card, as. Nedbank. 1 Access to the Bidvest Premier Lounges is dependent on you meeting the below qualifying conditions as determined by Nedbank Group Limited / American Express:. The Bidvest Lounge is designed to be an oasis of comfort, relaxation and pleasure at airports. Bidvest Premier Lounge access terms and conditions . YX23 competition. za. Brought to you by one of South Africa's leading banks – the Money app offers you a wide range of secure features like free credit score checks, unique investment solutions, and exclusive deals on Avo by Nedbank. Certain local bank card holders and premium cabin flyers on Airlink also are granted access. MicroStrategy has bought $190. Email: [email protected] Premier Lounge access terms and conditions . The lounge is open between 10:00–00:00 and qualifying guests can visit the lounge any time before a flight. The lounge is open 4:30AM – 7:30PM (Mon – Fri) • 4:30AM – 6:30PM (Sat & Sun). We have long standing relationships with various airlines and. za. SWITCH TO NEDBANK FOR GREATER CONTROL OF YOUR MONEY Find out just how easy it is to switch to the bank that’s different by opening a Nedbank account. l Point of Sale withdrawals l Nedbank Greenbacks SHOP card l Unlimited domestic lounge visits at Bidvest Lounges. 3 Business day means a day other than a Saturday or Sunday or a day that is proclaimed a public holiday in South Africa. Nedbank Ltd Reg. 24% - Did a transfer from fnb to nedbank savings acc yesterday 27/01/2013 when will the money become available? 54% - How long it takes to an ncb quickpay to transfer money to my bdo account in the philippines when i transfer it on sunday?All the goals from the 2014 Nedbank Cup final between Orlando Pirates and Bidvest Wits held at Moses Mabhida Stadium, Durban on 17 May 2014. The business-intelligence software company now holds a total of 129,218 BTC, valued at about $6…. • Enjoy preferential debit interest rates*. Nedbank's primary market is South Africa. . l Nedbank Private Wealth American Express® Platinum card. Bidvest Premier Lounge: Domestic Terminal B: Sun-Fri 5am-9pm: ORT Sky Lounge (See NOTES) Domestic Terminal B: Sat-Sun 6am-9pm Mon-Fri 5am-9pm: SAA VIA Lounge: Domestic Terminal B:Doha Bank Lulu Platinum MasterCard Card members can enjoy complimentary access to VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt. For individuals 55 year and over: get up to 50% rebate when holding a min R300 000 investment balance into a Nedbank investment account. TRANSACTION FEE AMOUNT MANUAL TRANSFERS AND PAYMENTS Manual. ). MiGoals Premium Account. Nedbank overdraft insurance 11 A personal loan 13. Lounge location: Airside, - after Immigration turn left and walk towards Gates A7-A18. l Cell phone top-up (airtime or data) at a Nedbank ATM l Unlimited domestic airport lounge visits at Bidvest lounges l Monthly statements1. Ask your banker to introduce you to a wealth advisor for your longer-term financial plan. Enjoy complimentary access to the Bidvest Premier Lounge in the domestic and international departure areas of South Africa’s major airports. Savvy Bundle = MiGoals Premium Account. It. For contingency the Bidvest SKY Lounge and Domestic Lounge are open for business. I have various Nedbank Cards including Proffesional Banking Cheque Visa , Platinum and same but American express . There may be limited services as a result of the difficulties in transporting catering products. Extended credit facility that allows for bigger purchases to be repaid over a period of 3 to 36 months. Request for an Nedbank credit menu or use it to shopping online or in-store while you earn rewards! Get up to 55 days interest-free credit. For international airport lounges Amex and Bidvest Lounge access Terms and conditions 1. Food · Drinks · Showers. Guests and children over the age of 12 years, you can buy guest entry at the lounge. A complimentary Nedbank Private Wealth American Express Credit or Cheque (Greenbacks) Card to earn better rewards and access. Bidvest Lounges within the border of South Africa Amex Corporate Green 15% discounted rate 15% discounted rate Pay In Lounge: Cardholder. Opening Hours: Opening Hours: 05:00 am to 21:00 pm daily. . Lounge located in the right hand corner. 00. 4 The name on your card must match the name and surname on the boarding pass. At the time of this January 2023 update, the rates published on the Bidvest web site were R436 per person for two hours. Bidvest Sky Lounge: Open from 4. Bidvest Premier Lounge at King Shaka International Airport (DUR), Domestic Terminal. RMB Private Banking. • Nedbank reserves the right to change these terms and conditions at its discretion. R480 per person. Your dedicated banker is well equipped to understand your and your family’s needs. 8 Like CommentWhy do banks charge banking fees? Banking fees give you access to digital banking channels, like the Nedbank Money app, Cellphone Banking and Online Banking, and to services, including Nedbank ATMs, the Nedbank Contact Centre and branch agents. You will need a minimum deposit of R10,000 and be over the age of 55. 36. The Bidvest Premier Lounge is in the international Terminal A of O. l Point of Sale withdrawals l Nedbank Greenbacks SHOP card l Unlimited domestic lounge visits at Bidvest Lounges. Do note that we are trying our best to provide a full service. It looks to be a significant step up from this facility. Location: International Terminal A, Airside. Domestic Terminal. • Nedbank reserves the right to change these terms and conditions at its discretion. Please be advised that the Cape Town International Premier Lounge is still closed. Get 10 international airport lounges, plus one guest per visit with Visa Signature. Buy airport lounge access starting at $16 per person. We use cookies to improve your experience on our website. . Get automatic medical emergency insurance for international flights with your credit card. These accounts will replace the following transactional accounts: Nedbank Pay-as-use Account (PAYU) = MiGoals Account. • Competitive interest rate based on how you spend. Enjoy access to domestic airport lounges.